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Welcome to Alan Bell Mortgages Ltd
There is an extensive market for what might be called "commercial" lending, i.e. loans to businesses of all sizes from sole traders and partnerships to family companies to multinational traders. Loans may be required to start up or expand businesses, to purchase shops, factories or hotels, or to refurbish premises.
All the High Street retail banks have departments operating in this field and there is also a wide range of companies specialising in commercial lending.
The lending is normally secured on the company's property or other assets, with the interest rate set at a specified margin above base rate. The exact interest rate will depend on the risk that the lender believes is involved in lending to the particular company; this will be assessed by looking at the company's past performance where applicable, business plans, projected profits and management quality, as well as the business sector in which it will operate. Previous experience, the amount of deposit available and/or additional security will also be taken into consideration.
Alan Bell Mortgages Ltd has access to a wide range of Commercial Lenders to suit most needs.
Please feel free to contact us and we will endeavour to fulfil all of your requirements. We will deal with your enquiry in as flexible a way as possible, whether that is face to face, by telephone, post or
email info@alanbellmortgages.co.uk.
Commercial Loans are not regulated by the Financial Services Authority.
